Know Your numbers
Subsidized loans & Unsubsidized loan
Embrace your debt-free story
My third mistake was not telling others about my journey to pay off debt. It felt strange trying to explain that I had to make lifestyle changes to pay off my debt. So I didn’t. When friends invited me to lunch – I would duck and dodge them or wouldn’t order food. People thought I was broke, I mean I kind of was. One time we went to a bomb Jamaican restaurant called Chef Rob’s here in Atlanta for a going-away lunch. My colleague, we’ll call her “T” screams “Kofi, you’re not eating? I responded “Nah. I’m good.” hoping it would go away. Someone else chimed in “I can get your lunch”…Lord! I wanted to crawl under the table. 12 of my colleagues looked on uncomfortably, trying to figure out what was going on. I really wanted to scream, “This food is expensive as hell is why I ain’t ordering” but I kept playing the short game… “I ate before I left the office”. Now that I think about it, I could have told them “I’m paying off my debt so I pack my lunch.” That might have quieted the conversation about me not ordering food.
“An investment in knowledge pays the best interest” Benjamin Franklin